Send money in euros
Instant transfers up to €1,000, SEPA transfers, cut-off times and limits.
Send money to anyone with an IBAN in the euro area, in online banking under Move money.
| Payment | When it arrives | Cost |
|---|---|---|
| Between your Malshin accounts | At once | €0 |
| Instant euro transfer, up to €1,000 | Within 10 seconds | €0 |
| Euro transfer (SEPA), sent by 15:00 | Next working day | €0 |
| International transfer, outside the euro area | 1 to 3 working days | €9 + 0.4% FX margin |
Instant transfers A euro transfer of up to €1,000, sent today, goes instantly when the other bank accepts instant payments, even at weekends.
Cut-off time A SEPA transfer sent before 15:00 on a working day arrives the next working day. After 15:00, or at a weekend, add a working day.
Limits You can send up to €10,000 a day in online banking. For more, call us or visit a branch.
Updated 25 October 2026