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Basic, Plus and Premium compared

Monthly fees, cash withdrawals and what each plan includes.

Every plan has the same IBAN, debit card, instant transfers and online banking. The plans differ in cash abroad, insurance and extras.

PlanFeeCash withdrawalsIncludes
Basic€05 a month, euro areaDebit card, instant transfers, the app
Plus€4.90 a monthUnlimited, worldwideTravel insurance, no fees on cash abroad
Premium€12.90 a monthUnlimited, worldwideTravel and phone insurance, airport lounges, priority line

Changing plan Change plan any time in online banking under Settings. An upgrade starts at once; a downgrade starts on the first of next month. There's no fee to change.

Updated 25 October 2026