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Help / Accounts

Open a current account

What you need and how long it takes: about ten minutes on your phone.

You can open a Malshin current account in the app or online in about ten minutes, or in any branch.

What you need - To be 18 or over and live in the Netherlands, Germany or Portugal - A valid passport or national ID card - Your tax number - A phone number for one-time codes

How it works 1. Choose a plan: Basic, Plus or Premium. 2. Take a photo of your ID and a short video selfie. 3. We check your details, usually within minutes. 4. Your IBAN works straight away, and your debit card arrives in about 5 working days.

Opening an account is free, and Basic has no monthly fee.

Updated 25 October 2026