Open a current account
What you need and how long it takes: about ten minutes on your phone.
You can open a Malshin current account in the app or online in about ten minutes, or in any branch.
What you need - To be 18 or over and live in the Netherlands, Germany or Portugal - A valid passport or national ID card - Your tax number - A phone number for one-time codes
How it works 1. Choose a plan: Basic, Plus or Premium. 2. Take a photo of your ID and a short video selfie. 3. We check your details, usually within minutes. 4. Your IBAN works straight away, and your debit card arrives in about 5 working days.
Opening an account is free, and Basic has no monthly fee.
Updated 25 October 2026